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Rental Investment Commercial Loans or Debt Service Coverage Ratio (DSCR)

These loans are designed for purchasing or refinancing income-producing properties. Approval is based largely on property performance—not just borrower credit.

Loan Types:

  • Conventional, Portfolio, Hard Money, Government-backed (FHA, Freddie Mac)

Qualifying Factors:

  • DSCR: 1.25+ preferred
  • LTV: Up to 80%
  • Credit score: 660+
  • Terms: Up to 30 years

Benefits:

  • High leverage options
  • Interest-only or amortized payments
  • Tax advantages and cash flow potential

To Apply: Call 813-820-0009 or click the button below to apply online.

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