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Ground Up Construction Loans

Ground-up construction loans are short-term financing solutions designed to fund the construction of new commercial properties. These loans provide funds in stages based on project milestones, covering everything from land acquisition to final build-out. They are ideal for real estate developers and investors planning new builds.

Unlike conventional mortgages, ground-up construction loans typically require interest-only payments during the construction phase and are replaced by permanent financing upon project completion. Borrowers may need to contribute equity or already own the land to qualify.

Key Features:

• Loan amounts up to $50 million
• 100% of rehab costs covered
• Interest-only payments
• Rates starting at 7.99%
• Up to 75% LTV and 85% LTC
• Terms up to 24 months or longer
• Qualification based on property LTV, liquidity, and borrower experience

To Apply: Call 813-820-0009 or click the button below to apply online.

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